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F&G EverlastTM

Fixed Indexed Universal Life Insurance

  • Protect the people who depend on you financially by providing them with death benefits
  • Tailor the premium and death benefit amounts to your changing family circumstances
  • Meet unexpected opportunities and expenses in retirement by making withdrawals and taking loans
F&G Everlast

Core features of F&G Everlast life insurance

You can choose from several options for earning interest on your account value: one fixed interest option and additional options tied to market indexes. All the options have a guaranteed minimum rate.

You will enjoy tax benefits, such as tax-deferred growth potential on your account; insurance benefits, that are, generally speaking, not subject to income tax; and some tax-advantaged access to your surrender value.

You may withdraw money at any time after year one. These withdrawals may be subject to surrender charges.

You may borrow money — any number of loans may be taken from a positive surrender value.

You may customize your life insurance policy with optional benefits, such as accelerated benefits for critical, terminal or chronic illness.

You have a choice of death benefit options — the face amount of your policy, or the face amount plus your account value. Death benefits may be taken as a lump sum or periodic payments.

You may adjust the death benefits.

Loyalty is rewarded with a Persistency Bonus in policy years 11+.

tab closedtab openClick to read important disclosures

Subject to state availability. Certain restrictions may apply. Contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. Fidelity & Guaranty Life Insurance Company offers a diverse portfolio of life insurance policies. Before purchasing, consider your financial situation and alternatives available to you. Your F&G financial professional can help you determine the most suitable alternative for your goals and needs. Optional provisions and riders may have limitations, restrictions and additional charges.

Learn more

Download our product brochures to learn more about F&G Everlast.

F&G Everlast Brochure Cover

F&G Everlast


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