Pension risk transfer
Plan sponsor

Who is F&G?

As a provider of insurance solutions for life and retirement, F&G products have protected nearly 900,000 people across the United States. Since entering into the pension risk transfer (PRT) space, we've covered more than 80,000 lives, totaling a sold premium of over $4.5 billion.

As of 12/31/2023

Get to know F&G Read our PRT Digest

Strongly positioned to take on your plan

From commitment and financial strength to protectiveness and decades of expertise, see why F&G is your partner of choice.


PRT is a long-term business, which calls on the full range of insurer asset, liability and administration capabilities. With support from our parent company Fidelity National Financial, Inc. (FNF), we’ve invested in building a focused and experienced team to support your PRT needs.


F&G maintains a strong balance sheet, backing the annuity contract and benefit guarantees. Our financial strength shows itself though the following:

  • Multiple lines of business
  • Strong level of capital
  • Diversified portfolio
  • Strong financial ratings
For more details on our financial strength, visit


We’ve developed a commingled guaranteed separate account product, designed to provide additional policyholder security through an account structure insulated from the general obligations of the company. We also have a more standard general account product to make your decision making flexible.


Our team has over a century of collective experience in the PRT business. For our PRT administration services, we have a long-term partnership with Alight Solutions who currently services more than six million pension participants.

Get in touch with our PRT team

“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York, and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life Insurance Company is solely responsible for its contractual commitments.