Privacy Policy | F&G

Privacy Policy

What does F&G do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Medical information
  • Account transactions
  • Assets
  • Investment experience

When you are no longer a customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons F&G chooses to share; and whether you can limit this sharing.

Reason we can share your personal information Does F&G share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don't share

Who are we and who is providing this notice?

F&G refers to:

  • Fidelity & Guaranty Life Insurance Company, Des Moines, IA
  • Fidelity & Guaranty Life Insurance Company of New York, New York, NY

What we do

How does F&G protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 


How does F&G collect my personal information?

We collect your personal information, for example, when you

  • Apply for insurance
  • Pay insurance premiums
  • File an insurance claim
  • Give us your income information
  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Fidelity & Guaranty Life shares information with F&G Business Services Inc. for everyday business purposes.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
F&G does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
F&G does not jointly market.

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